Disclaimer

What our tools are for, what they're not for, and where your responsibility begins.

Last updated:

01General Information Only

Kodivio provides browser-based tools, calculators, converters, and educational content for general informational and professional utility purposes. We put significant effort into keeping everything accurate and up to date, but we can't guarantee that every result is complete, error-free, or appropriate for your specific situation.

The Platform covers a wide range of domains โ€” financial calculations, developer utilities, security tools, productivity helpers โ€” and the standards that govern each of those domains change. We update our tools when we're aware of a change, but there may be a lag between a regulatory or specification update and our revision. Treat any output as a starting point for further verification, not a final answer.

02Not Professional Advice

Nothing on Kodivio constitutes financial, tax, legal, medical, or cybersecurity advice. These are domains where the right answer depends heavily on your specific circumstances โ€” and where getting it wrong can have real consequences.

Our calculators โ€” including tax estimators, mortgage tools, and budget planners โ€” produce outputs based solely on the inputs you provide. They don't account for your full financial picture, jurisdiction-specific rules, exemptions, or edge cases that a qualified professional would identify in a proper consultation.

If you're making a significant financial, legal, or security-related decision, please work with a licensed professional in your jurisdiction. Our tools can help you understand the landscape and run preliminary numbers โ€” they're not a substitute for qualified advice.

03Tool Accuracy & Your Responsibility

Our tools compute results based on what you input. The quality of the output depends on the accuracy of the input โ€” garbage in, garbage out, as the saying goes.

Before using any result from Kodivio in a production environment, client deliverable, academic submission, or financial decision, you're responsible for verifying that the output makes sense for your context. This is especially true for encoding, formatting, and conversion tools, where results can vary significantly depending on character sets, locale settings, standards versions, and data validation rules.

We test our tools carefully, but we can't anticipate every possible input combination or use case. If you find a result that looks wrong, please let us know.

We link to third-party websites โ€” official documentation, IRS publications, RFC specifications, and similar reference material โ€” when it's genuinely useful for the reader. We don't control those sites, and we're not responsible for their content, accuracy, availability, or privacy practices.

Linking to something isn't an endorsement of everything on that site. If you click an external link, you leave Kodivio and that site's own terms and policies apply.

05Advertising

Kodivio displays advertising โ€” including through Google AdSense โ€” to support the cost of running the Platform and keeping our tools free. Ads are served by third-party networks and may be personalized based on your browsing behavior, subject to your browser settings and applicable privacy law.

Advertising revenue does not influence which tools we build, how we build them, or what our content concludes. For more information on how Google uses data in connection with advertising, refer to Google's own privacy documentation and your account ad settings.

06Changes to This Disclaimer

We may update this disclaimer from time to time as the Platform evolves or when legal requirements change. The date at the top of this page reflects when it was last reviewed. Continued use of Kodivio after an update constitutes acceptance of the revised disclaimer.

07Questions?

If something in this disclaimer isn't clear, or if you have a specific question about how our tools work or how we handle data, feel free to reach out. We'd rather answer a question than have someone operate under a misunderstanding.